Jason is the founding director of Catalyst Finance Solutions, and established the practice in May, 2004 – with Matt Rigby joining as co-director in December, 2004.
Jason first began working in the finance industry in 1992, as one of only a handful of finance brokers operating in Perth at the time. He worked as a freelance broker in the Mandurah and Rockingham areas until late 1995, and then spent seven years at AMP, working as a mobile lender before his role as State Banking Manager. He then left AMP to establish his own mortgage broker business, Catalyst, bringing with him many loyal clients.
Jason enjoys the daily challenges of the finance industry and is always prepared to go that extra mile for his clients. Jason specializes in debt advice and commercial property finance, and holds a Diploma of Finance and Mortgage Broking Management, and a Diploma of Chemistry at Curtin University.
Matt is the co-director of Catalyst Finance Solutions, and joined the company in December, 2004.
Matt became involved in the mortgage industry in 1992, when the industry was in its infancy. He worked for several broking companies through the 1990s, and in 2000 joined one of Perth’s largest building companies, arranging finance for their customers. He became an expert in building, construction, and development finance., and branched out into a Business Development role – forging strong relationships with large business partners.
Matt holds a Diploma of Finance and Mortgage Broking Management and is very conscious of maintaining contact with his customers whilst managing and running the business alongside Jason.
“I believe listening to your plans and understanding your needs are more important than simply quoting you a rate”
Martin grew up in a small town in Sarawak, Malaysia and moved to Perth in 1999.
He studied engineering and finance at Curtin University of Technology before joining the financial services industry in 2007, and then the Catalyst Finance team in late 2010.
Friendly, knowledgable and efficient, he is experienced in all facets of finance. He has guided many first home buyers with their first purchase, helped property investors minimised costs and maximised borrowing capacity, as well as financed multi-unit developments and business purchases.
He is a proud father of two young boys. So while he is not chauffeuring his kids around or attending to their curious minds, he can be found training for the next City2Surf.
He is also a Manchester United supporter, enjoys a glass of fine wine or a cup of aromatic coffee, and listens to various podcasts whilst driving.
Vyanne hails from Langkawi , a renowned tourist destination in Malaysia.
She came to Perth in 2004, and studied accounting at the Curtin University of Technology.
She worked for 2 multi award winning mortgage brokerages prior to joining the Catalyst team in 2015.
As the office manager, she organises everything from our quarterly newsletter to various compliance documents. She also ensures the office nibblies are constantly topped up!
Outside of work, she enjoys cooking for her husband Martin (one of our brokers!) and their 2 beautiful sons Lucas and Louis.
Cass is one of the founding members of Catalyst Finance and she has played a pivotal part in driving the business. Since inception, she has helped build the business into what it is today. Her innovative thinking, proactive approach and unmatched commitment motivates the whole crew, even on a rainy Monday morning.
Starting off in a General Manager role, she’s now focused on managing accounts, bookkeeping and her wonderful family of four. Cass is a qualified bookkeeper, juggling the numbers like no other.
Janet Hryb has been in the Settlement Industry since 1993.
Janet not only has extensive conveyancing experience, but is someone who possesses strong management skills and a passion to ensure the client has a great experience from beginning to end.
Janet is a Past Councillor & Vice President with the Australian Institute of Conveyancers here in WA, and enjoys giving back some of her knowledge to the industry.
Janet is an immediate past committee member of the Property Industry Advisory Committee (PIAC) which provides advice to the Minister and Commissioner of Consumer Protection on the regulations of licensed property professionals in Western Australia.
Janet felt with her knowledge of working with the banks on the settlement side, she could learn the beginning of the role the broker & banks played to ensure the client is looked after the whole way through and ongoing. Janet holds an Australian Credit License and soon a Diploma in Finance.
Janet is a mum to 2 beautiful children, Callum aged 12 & Reegan aged 10. Janet enjoys relaxing by walking, bike riding, and reading novels.
“Marin Lau is very prompt, efficient and very professional in his field of work, Martin makes you feel comfortable & condifedent making decisions that only benefits the client & not just out to get a quick sale to benefit himself or catalyst, in other words Martin is honest and reliable. We are more than pleased to use his services again if needed, we would be more than happy referring Martin to any one of our friends or family. (February 2018)”
Darren, Waikiki WA
“To the management of Catalyst Finance, I would like to send in a commendation of my experience dealing with Martin Lau. He has rendered an amazing level of service and deserves a great recognition! From the first point of contact way back in 2016 when we purchased our property till this point of having moved into Australia, Martin has been there EVERY step of the way...from the detailed explanation, forms, guidance, reference, patience, passion to work, checking of issues with the bank, wrong deductions, right to the grant application after we stepped in, while in Perth & abroad then back here...Martin has cared to give his utmost best! Amazing level of service more people should take after! I am awaiting for people I know looking at property deals here and would be glad to make a ref to only Martin Lau! He has created a higher level of branding for Catalyst Finance. Well done Martin! (Jan 2018)”
Jane, Lynwood WA
“Janet H from Catalyst Finance has been absolutely brilliant. Recommend her financial services to all! She has gone above and beyond. Thank you so very much! (Dec 2017)”
Cass & Michael, Canning Vale WA
“The service received from Matt Rigby and the team at Catalyst cannot be compared. They are far and away above any competition. If you want excellent, prompt, genuine service, don't go anywhere else. (Dec 2017)”
Karen, South Perth WA
“Matt and his team have been looking after us...well, well before there actually was A TEAM with Matt! So that equates to over 15 years of fine service to us. We honestly would (and obviously do!) place our total trust and financial position in his hands, knowing that we will be getting only the very best service and product suited to us at that time. Absolutely hassle free, no need to do anything other than sign some documents, they really do take care of it all. We have literally only just switched lenders again after 5 years and he has saved us around 1.5% over 2 loans. THAT'S a no-brainer. Life's too busy and money's too complicated to sort yourself these days, so leaving it in the hands of the Catalyst Finance team, is one of the best decisions you will ever make. Full stop.”
Carlo & Michelle, Belmont WA
“Service was outstanding. Easy to understand. Every question answered in plain English also staff spoke to you as an equal, no question was silly to ask . Very impressive. (Sep 2017)”
Clayton & Louise, Joondalup WA
“The process was made easy and stress-free with Martin, with all questions answered and explained thoroughly and in a way it could be easily understood. Martin was very patient with all our queries and made the whole finance/mortgage process undaunting. (Aug 2017)”
Kin & Carol, Kewdale WA
“Excellent service giving us peace of mind. Nothing was too hard and Matt return correspondence and queries promptly. I'd be more than happy to recommend their services to anyone and would use again without any hesitation. (Aug 2017)”
Terry & Fiona, Menora WA
“Martin was very easy to deal with and made the whole refinancing process much clearer. He was very knowledgable and we were extremely happy with his service. The gift package we received for our newborn baby was very thoughtful (Aug 2017)”
Bradley & Alicia, Eglinton WA
“Matt went above and beyond. Very patient with my requests. Highly professional. (Aug 2017)”
Jarrad & Amber-Lee, Hilton WA
“We are repeat clients of Catalyst Finance because of the outstanding service we always receive. Jason Cheetham is genuine, friendly and well versed in his field. We wouldn't go to anyone else for our financial needs. (Aug 2017)”
Darryl & Kerry, Lesmurdie WA
To many, this may seem like an impenetrable topic – and, let’s be honest, a little dull. But, if you look deeply, there is a whole list of variations on a home loan that are well worth your attention.
Your bank or lender may recoil from going into great detail on the range of home loans available – as this may not help their business – but we at Catalyst Finance are your mortgage broker specialists, and have expertise in the varying types and variations: Fixed Rate Loans, Standard Variable Rate Loans, Basic Variable Loans, Offset Loans, Lines of Credit, Professional Package Loans, Combination Loans, and Construction Loans.
Setting up a Self Managed Super Fund is quite a complex undertaking, and is probably best not to approach without sound advice from a financial planning expert (or a crucifix!).
We recommend you consult a SMSF specialist like Resolution Wealth, a close business partner who can help guide you through the many ins and outs of SMSFs. There are so many rules and regulations that it is easy to find yourself going round in circles, so we highly recommend engaging the services of a professional, dedicated SMSF practice.
Let’s be honest: if you can make your life easier, with less worry about financial pressures, why wouldn’t you?
We provide you with advice on mortgage finance solutions and lending, allowing you to build a lifestyle for the present and for the future. Our brokers have experience in all aspects of mortgage and lending, and are available to answer all your questions.
When it comes to financial planning, we recommend our partner Resolution Wealth, who can help strategise a plan that best suits you and your family’s unique circumstances.
We have close working relationships with a wide range of lenders who can assist with the purchase of a commercial property.
Our commercial finance loans specialists are well versed in all areas of the complex nature of commercial finance loans, and can help you every step of the way.
With the most important monetary transaction in your life, it’s imperative to appoint conveyancing services professionals to act on your behalf.
We recommend LJ Hooker Settlements. Director and Licensee Janet Hryb and her team are well placed to provide an informative yet hassle-free service. They focus on informing and educating clients on exactly where they are in a transaction, thus making your experience pleasurable (rather than one of the most stressful times of your life!).
We can organise a quote for you directly through one of our brokers, or you can contact Janet or Jen directly.